Akbank Personal Accident Insurances

Akbank Personal Accident Insurances

By virtue of the Akbank Personal Accident Insurance, you can benefit from the Advantageous Health Package, Check Up, House Care and Child Package in addition to the death, disability and treatment coverages in consequence of an accident.

Why Should You Prefer the Akbank Personal Accident Insurance?

By virtue of the Akbank Personal Accident Insurance, you can benefit from the Advantageous Health Package, Check Up, House Care and Child Package in addition to the death, disability and treatment coverages in consequence of an accident.

Akbank Personal Accident Insurances
Who can benefit?
All clients of Akbank between the age of 18 and 70.
Akbank Personal Accident Insurances
Policy Period
1 year. The policy is renewed automatically.

Which coverages are comprised?

Akbank Personal Accident Insurance provides three different coverages within the scope of different packages and the coverage amounts vary according to the preferred package.

  • Accidental Death Indemnity
  • Coverage for Full and Partial Disability In Consequence of an Accident
  • Coverage for Treatment Costs Due to an Accident
Package Accidental Death Indemnity Coverage for Full and Partial Disability In Consequence of an Accident Coverage for Treatment Costs Due to an Accident
1st Package 50.000 TL 50.000 TL 2.500 TL
2nd Package 75.000 TL 75.000 TL 3.750 TL
3rd Package 100.000 TL 100.000 TL 5.000 TL
4th Package 150.000 TL 150.000 TL 7.500 TL
Akbank Personal Accident Insurances
Currency
The currency of the Akbank Personal Accident Insurance is Turkish Lira.
Akbank Personal Accident Insurances
Premium Amount
The premium amount is determined according to the preferred package.

Is any tax advantage available?

Yes. The entire amount of the premiums paid by you can be used with regard to the tax reduction provided that this amount shall not exceed 15% of the monthly gross wage and the total amount of the gross minimum wage.

In order to receive detailed information regarding the tax advantage, you can examine our web page named the Life Insurance Tax Advantage.

What Are the Additional Benefits?

During their policy periods, the policy owners of the Akbank Personal Accident Insurance can benefit without charge from the additional benefits along with their main coverages in accordance with the packages preferred by them.

Clients owning the 1st Package and the 2nd Package:Advantageous Health Package and Check Up

Clients owning the 3 rd Package:Advantageous Health Package, Check-up and House Care Package

Clients owning the 4 rd Package:Advantageous Health Package, Check-up, House Care Package and Child Package


Scope of the Additional Benefit of “Advantageous Health Package”
Dental Plan: Dental examination, scaling (lower and upper jaw), single tooth region x-ray and local anesthesia at contracted clinics and dentist practices shall be provided once a year free of charge. Furthermore, all dental services shall be provided at the base fee the tariff of Turkish Dental Association for the current year.
Health Plan: Discount at the rate of 5%-40% shall be provided for the services provided at approximately 600 contracted clinics and hospitals.
Eye-Ear Plan: Discount at the rate of 5%-40% shall be granted for the services provided at approximately 500 points comprising contracted physicians, clinics and hospitals.
Pharmacy Plan: Discount at the rate of 2%-20% for the medicines and dermocosmetic products at approximately 1,000 contracted pharmacies and 25% to 45% at 80 optical centers shall be provided.
 

Scope of the Additional Benefit of “Check-up”
Physician Assessment: Assessment of the results by a physician
Single-Sided Chest X-Ray: Screening test of the lungs, hearth and adjacent organs.
ECG: Detection and monitoring of coronary diseases and hearth rhythm disorders.
Complete Blood Count (18 Parameters): Examination and monitoring of blood diseases and diseases of the other tissue and organs.
Full Urine Test: Examination of kidney, bladder and urinary tract diseases.
Sedimentation: Non-specific diagnosis test of particularly infections and rheumatic diseases.
Fasting Blood Glucose: Diabetes Diagnosis Test
Total Cholesterol: Risk Assessment test of coronary diseases
In order to obtain information and make an appointment regarding the additional benefits of the Advantageous Health Package and Check-up, you may call the AvivaSA Advantageous Health Services Line at 0 212 978 14 65

What is the Scope of the “House Care”?

Services With Respect to Combi Maintenance & Air Conditioner Maintenance & Carpet Washing


Combi Maintenance
The Combi Maintenance service shall be valid free of charge for 1 (one) time per year and it shall only be applicable for 1 (one) combi which is available in the residence address of the insured. The Combi Maintenance service shall be applicable for the residence type condensing and non-condensing devices. In the case where more than one combis are available in the address of the insured, the free maintenance service shall be provided for one combi and in the case where the maintenance service is also requested for the other combi, the relevant service shall be provided with discount.
Scope of the Combi Maintenance Package:
● Trouble shooting
● Cleaning of the dusts which accumulate in the device upon dismantling of the cover
● Fan control
● Exchanger control
● Electrical leakage control
 

Air Conditioner Maintenance:
The Air Conditioner Maintenance service shall be valid free of charge for 1 (one) time per year and it shall only be applicable for 1 (one) air conditioner which is available in the residence address of the insured. The Air Conditioner Maintenance service shall be valid for mobile, wall type and free-standing air conditioners. In the case where more than one air conditioners are available in the address of the insured, the free maintenance service shall be provided for one air conditioner and in the case where the maintenance service is also requested for the other air conditioner, the relevant service shall be provided with discount.
Scope of the Air Conditioner Maintenance Package:
● Trouble shooting
● Electrical leakage control
● Measurement of gas pressure
● Cleaning of internal unit filter
● Cleaning of plastic boxes in the internal and external unit
 

Exceptions With Respect to the Combi and Air Conditioner Maintenance:

  • The maintenance service shall not be provided to the nonoperating, broken, disassembled, malfunctioned devices or to the devices whose physical conditions are not appropriate.
  • In the case where the service official determines a malfunction in the course of the maintenance operation, the maintenance operation shall not be continued in order to avoid the intensification of malfunction, etc. reasons.
  • If approved by the insured, the service official shall provide the maintenance service subsequent to executing the repair operation with respect to the malfunction on the basis of discounted prices.
  • In the case where the insured wishes to have the repair operation with respect to the malfunction be conducted by another service, the service official shall leave the address of the insured without executing the maintenance operation. In this case, the right of the Insured with respect to benefiting from the maintenance service on a different date and subsequent to repair of the malfunction shall be reserved.
  • The maintenance service shall not be provided to the devices at the age of 10 and above.

Additional Information With Respect to the Combi and Air Conditioner Maintenance:

The Combi and Air Conditioner maintenance service shall only be provided in the residential address of the insured. In the case where the insured wishes to benefit from these services in a different address, the service with respect to other address shall be organized in a discounted manner.

In the course of the appointment request, whether the device has a malfunction or not, the brand, operating period of the device and whether it is under the warranty of the producer or not, etc. questions shall be asked by the officials of the AvivaSA Service Line.

In the case where an additional operation becomes necessary during the maintenance, the service official shall provide the relevant service at the prices discounted up to 30% pursuant to the approval of the insured.

The Combi and Air Conditioner Maintenance service shall be provided upon opening of the cover unit of the device. Therefore, the provision of the maintenance service is not recommended in terms of the devices under warranty for the reason that the maintenance operation excludes the device from the scope of the warranty. In the case where the insured wishes to benefit from the maintenance service despite this information, the relevant service shall be provided if the insured gives his/her written letter of consent.

In normal conditions, the received service requests are satisfied within maximum 10 (ten) business days. The specified service period can vary due to the extraordinary conditions, periodical work load density, etc. reasons.

Carpet Washing:

  • The free carpet washing service shall be valid for the machine carpets.
  • The insured shall be entitled to receive free washing service with regard to the carpets up to 6 square meters once per year. With respect to the carpets over 6 square meters, discounts at the rate of 5%-30% are provided.
  • The free and discounted carpet washing services shall be valid for the carpets which are available in the residential address of the insured.
  • In the course of the appointment request, the type and square meters of the carpet shall be asked by the officials of the AvivaSA Service Line.
  • The received service requests are satisfied within maximum 10 business days.

In order to obtain information and make appointments regarding the Combi Maintenance, Air Conditioner Maintenance and Carpet Washing services, you may call the AvivaSA Service Line at 0850 252 02 31.

What is the Scope of the Child Package?

Child Health Consultancy:

The parents can benefit from the consultancy service of a doctor by telephone with regard to the matters that are wandered by them concerning the child heath. *

*Within the context of the Child Health Consultancy Service, no medicines shall be advised and no prescriptions shall be issued and no comments shall be made with respect to the current medicines or prescriptions if available. The provided consultancy service is not in the nature of examination, diagnosis or treatment and this service only constitutes an information provision service which is aimed at formation of an opinion and canalizing the client accurately. The consultancy service shall not replace the medical consultation service. In case of medical emergencies, the consultancy service shall only consist of the provision of urgent advice regarding the emergency situation and canalization of the client to the emergency medical services.

In order to benefit from the Child Health Consultancy services, please click immediately.

Pedagogue / Psychologist Consultancy

The introductory session shall be provided free of charge before the contracted Pedagogues and Psychologists. In the case where the continuance of the sessions is desired, it is possible to benefit from the discount advantage up to 30%.

  • Overcoming of the problems such as the examination fear, lack of concentration,
  • Distractibility, lack of self-confidence
  • Failure in school
  • All other matters which are comprised within the context of psychology (Divorce process, preclusion of child jealousy, emotional and behavioural problems, crying spells, sleep problems/sleeping habits, thumbsucking, lying, twitches – obsessions, etc.) are within the scope of the consultancy.

In order to benefit from the Pedagogue / Psychologist Consultancy services, please click immediately.

Training Coaching

Within the scope of the training coaching service provided by means of the telephone, detailed information regarding the alternatives of private schools to which the client can send his/her child within the facilities of his/her budget shall be provided. This service covers all age groups until the university period.

In order to benefit from the Training Coaching services, please click immediately.

Career Coaching

With respect to the 7th-12th grade students and the graduate students who are preparing for the university and the university students, the career coaching introductory session shall be provided free of charge and other sessions shall be provided with 15% discount. This service is provided through packages comprising 5 sessions. In the case where face to face sessions are requested, this service can only be provided in the province of Istanbul. The Career Coaching service which will be received by telephone consists of single session and entire Turkey is comprised within the scope of this service.

Within the scope of the service, support with regard to the below stated matters can be received:

  • Preference consultancy
  • CV completion request
  • How should we prepare for the job interviews and how would the clothing preference be made?
  • Determination of the inclination of the student and making choices pursuant to the area of interest and skills of the student
  • Exam preparation tactics

In order to benefit from the Career Coaching services, please click immediately.

Discounted Social Activity, Foreign Education

With regard to art, sports, foreign summer-winter schools, workshops, etc. activities, discounts up to 30% are provided.

In order to benefit from the Discounted Social Activity and Foreign Education services, please click immediately.

Discounted Study Centers, Language Course, Stationery, Publishing House, Summer-Winter camps

Up to 30% discount is provided in the contracted institutions.

In order to benefit from Discounted Study Center, Language Course, Stationery, Publishing House, Summer-Winter camp services, please click immediately.

In order to obtain information and make appointments regarding the additional benefits, you may call the AvivaSA Child Package Additional Benefits Line at 0850 252 02 31.

*The stated reimbursement and premium refund constitutes indemnity payment of the “life coverage” indemnity.

**AvivaSA Emeklilik ve Hayat A.Ş. will be entitled to change the scope of the “Discounts and Advantages” provided by it or terminate it completely. In the case where the scope of the “Discounts and Advantages” are changed or it is terminated completely, AvivaSA Emeklilik ve Hayat A.Ş. shall make a notification to the clients via the communication channel to be determined by it.

***Within the context of the Child Health Consultancy Service, no medicines shall be advised and no prescriptions shall be issued and no comments shall be made with respect to the current medicines or prescriptions if available. The provided consultancy service is not in the nature of examination, diagnosis or treatment and this service only constitutes an information provision service which is aimed at formation of an opinion and canalizing the client accurately. The consultancy service shall not replace the medical consultation service. In case of medical emergencies, the consultancy service shall only consist of the provision of urgent advice regarding the emergency situation and canalization of the client to the emergency medical services.

Where and how can I purchase the Akbank Personal Accident Insurance?

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