You can pay the minimum contribution amount of 278 TL per month and benefit from the 25% state subsidy.
By virtue of the Future CumulativePlan, commence to make savings as from today for a comfortable retirement period! Take a step in the new period within the Private Pension System by means of the Future CumulativePlan and benefit from the advantage of special fund diversity along with the 25% state subsidy.
By virtue of the large fund diversity of the Future Cumulative Plan, you can invest your savings pursuant to your expectations. If you wish to benefit from the fund diversity while making investments for your future, the Future Cumulative Plan is just for you!
Minimum Contribution Amount: The monthly minimum contribution amount is 278 TL.
Payment Period and Payment Instruments: You can make your contribution amount payments on a monthly basis, once per 3 months, once per 6 months or an annual basis according to your preference. For the execution of a regular payment, you may give the automatic payment order from the bank branches or you may execute the relevant payments by means of your credit card.
Entrance Fee: In the Future Cumulative Plan, entire amount of your entrance fee is deferred. The deferred entrance fee shall be collected in the case where you exit from your contract within the initial 5 years and it shall be calculated in accordance with your contract term. The total amount of deduction which may be made within the initial 5 years of the contract shall constitute 8.5% of the annual monthly Gross Minimum Wage for each year. Subsequent to the exit, the collected administrative expenses fee shall be deducted from this amount and the remaining amount shall be collected as the Deferred Entrance Fee.
Administrative Expenses Fee: It shall be collected for the first 5 years in terms of the savings of your Private Pension contract. It shall be collected at the rate of 8.5% of the Minimum Gross Wage for each year. While the entire amount with respect to the first year is collected, in the period between the second and fifth years, the administrative expenses fee shall be collected on a monthly basis.
Suspension Deduction:In the case where the Private Pension contract is suspended, the additional administrative expenses fee deduction shall not be executed in terms of the principal amount of the relevant saving up to the maximum limit which is determined by the Undersecretariat of Treasury shall not be collected within the scope of this plan. The mentioned deduction amount is 2 TL for each full month subject to suspension and this amount shall not be collected within the scope of your plan. In the case where the suspension period lasts for a period longer than one year, the fixed expenses which have been paid to the Pension Monitoring Center by us with regard to the private pension account shall be deducted from the principal amount of the savings.
The Future Cumulative Plan constitutes the private pension plan numbered 158 of AvivaSA Emeklilik ve Hayat.
In order to make an application with respect to the Future Cumulative Plan, you can visit the AvivaSA Sales Office which is closest to you or you may fill in our Private Pension Application form so that we can contact you.