What Is The Private Pension System (PPS)?
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What Is The Private Pension System (PPS)?

The Private Pension System constitutes a safe and profitable pension system by virtue of which you will make regular savings and increase the value of your savings by virtue of the state subsidy in order to enhance the future from today.

Let us examine what the private pension with AvivaSA is and what its benefits are.

You Can Reach the Retirement in Your Dreams by the AvivaSA Private pension System

How would you consider a retirement period in which you will be able to cover your additional expenses easily and you will be able to achieve your dreams in an easier manner by virtue of your increasing savings? The Private Pension System which was established in addition to the current public social security systems is just for this purpose.

In the Private Pension System, your savings are invested in the mutual funds while they increase in value by virtue of the %25 state subsidy. Your savings which do not lose their values by means of your regular payments generate income above the inflation rate in the long term. Furthermore, your participation in the Private Pension System can be shaped in accordance with your standards and expectations.

On a monthly, 3-month, 6-month or an annual basis... It will be determined according to your preference. The Private Pension System contribution amount whose payment period will be determined by you shall be regularly collected via your credit card or bank account. In this manner, you will be able to make savings in accordance with a certain discipline.


AKLIMA TAKILDI
A Simple Calculation
The state provides
to all private pension participants the additional contribution at the rate of 25% of the contribution amounts paid by them.
300 TL contribution amount for each month
+
75 TL %
=
Savings at the amount of 375 TL per month
 

Along with AvivaSA, within the scope of the Private Pension System:

By virtue of your appreciating savings, OPPORTUNITY TO GENERATE ADDITIONAL INCOME in your retirement period The Private Pension System is under the MONITORING AND SUPERVISION of the Undersecretariat of Treasury, Capital Markets Board and the Pension Monitoring Center The Private Pension System supplements the public social security systems, IT IS BASED ON THE PRINCIPLE OF VOLUNTEERING

By virtue of the safe and secure structure of the AvivaSA Private Pension, you can arrange your payments according to your preferences, you can easily execute your fund management and you will be able to retire without the requirement for cancelling the private pension. In the case where you stay in the system for at least 10 years and you complete the age of 56, the happy, comfortable and pleasant retirement years will be waiting for you.

There may be issues which disturb your mind, this is quite natural. In order to eliminate the questions which disturb your mind, you can take a quick look at the benefits of the Private Pension System and you can easily discover what the private pension is.

YOUR FAMILY CAN ALSO BENEFIT
FROM THE ADVANTAGES OF THE PPS
Along with you, your spouse who is not a taxpayer and your children who have completed the age of 18 can also benefit from the state subsidy on an individual basis. You can use the savings made by virtue of the PPS for the educations of your children or for different necessities in the future.
The Private Pension
CONSTITUTES A TRANSPARENT SYSTEM
Your private pension accounts shall be maintained in the Settlement and Custody Bank and you will be able to monitor your fund shares from by means of these accounts on a daily basis.
You can suspend your payments of
YOU CAN MAKE INTERIM PAYMENTS
At any time you wish, you can make interim payments at the amounts determined by you or you will be able to benefit from the state subsidy of the private pension by depositing the annual contribution amount in a certain month. Or on the contrary, you can suspend your payments in the necessary situations.
The Private Pension
CONSTITUTES A SAFE SYSTEM
Our activities are supervised and monitored by the Undersecretariat of the Treasury, independent audit company and the Pension Monitoring Center and the activities of our funds and portfolio manager are supervised and monitored by the Capital Markets Board.
LARGE FUND RANGE
By means of which we can invest your funds
In our Private Pension plans, you can use the fund options which comprise different investment instruments. By virtue of this fund range, your savings continue to generate yields while they are protected from the market fluctuations. Pursuant to the market conditions, you can have your savings invested in various funds such as the liquid funds, foreign securities funds, Gold funds and Eurobond funds.
In our Investment Compass page,you can determine the funds which are appropriate for your profile and you can display the past performance of our funds.
YIELD OVER THE INFLATION RATE
in the long term
Since its establishment in 2003, the Private Pension System generated real yield at the rate of 3% above the annual inflation rate on average for its participants. The amount of 100 TL which was deposited in the system when the system was established in 2003, became 568 TL as of the end of 2018 in accordance with the plan yield which was generated on average within the Private Pension System. In the same period, the amount of 100 TL which was deposited in the inflation index became 378 TL as of the end of 2018. The system generated the added value of 189 TL for its participants only on the basis of the yields which were obtained by it. In addition to the added value which was created herein, the tax advantages and state subsidy which are provided to its participants by the system, upgrades the advantages of the system to a very significant level.

We Can Reach You

Private Pension System (PPS) for the retirement period in your dreams

The Private Pension System is pension system which was established as a supplement of the current public social security systems in order for the individuals to live a more comfortably in their retirement periods, maintain the life standards which were ensured by them in the periods which they were able to generate income in their retirement periods as well and to comfortably cover the additional expenses which will be required by them.

Private Pension System

  • The Private Pension System is a pension system which aims to ensure that the individuals will generate additional income in proportion to their savings in their retirement periods,
  • whose relevant activities are monitored and supervised by the Undersecretariat of Treasury, Capital Markets Board and the Pension Monitoring Center and conducted by the private pension companies,
  • which is based on the principle of volunteering and that supplements the public social security systems.

With regard to the matters you wonder with respect to the Private Pension System legislation and implementations, you may examine our PPS Dictionary.

By virtue of the %25 state subsidy, the Private Pension System is now more advantageous!

Along with the new PPS period which commenced on 1 January 2013, now the PPS is more advantageous. Because, the state provides to all private pension participants the additional contribution at the rate of 25% of the contribution amounts paid by them. For instance, you will be able to deposit the contribution amount of 200 TL to your account, you will be able to benefit from the state subsidy amount of 50 TL and therefore you will be able to make the saving at the amount of 250 TL.

The farmers, housewives, artisans, doctors, lawyers and everyone who has completed the age of 18 will be able to benefit from the state subsidy by participating in the Private Pension System. By making contracts for your children who have completed the age of 18 and your relatives, you can ensure that everyone in your family will benefit from the state subsidy on an individual basis.

Please examine details of the State subsidy.

You may watch the videos below with regard to the matters you wonder with respect to the Private Pension System.

SOCIAL MEDIA ACCOUNTS

YANLIŞ SİGORTA UYGULAMALARI
TC Başbakanlık Hazine Müsteşarlığı tarafından 06/07/2011 tarih ve 2011/15 sayı ile yayımlanan Yanlış Sigorta Uygulamalarının Tespiti, Bildirimi, Kaydı ve Bu Uygulamalarla Mücadele Usul ve Esasları Hakkında Yönetmeliğin Uygulama Esaslarına İlişkin Genelge'de " Sigortalı, sigorta ettiren, lehtar, hak sahibi sıfatını haiz olduğunuz sigorta ilişkisinde tarafınıza ya da üçüncü şahıslara menfaat sağlamaya yönelik herhangi bir eyleme sebebiyet vermeniz durumunda, tazminatı eksik alma veya alamama halleri ortaya çıkabileceği gibi Türk Ceza Kanunu ile 30 Nisan 2011 tarih ve 27920 sayılı Resmi Gazetede yayımlanan 'Yanlış Sigorta Uygulamalarının Tespiti, Bildirimi, Kaydı ve Bu Uygulamalarla Mücadele Usul ve Esasları Hakkında Yönetmelik' hükümleri çerçevesinde işlem tesis edilecektir " hükmü yer almaktadır.

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