Start saving with the Biriktiren Gelecek Planı as of today for a relaxed retirement! Step into the new era in the Private Pension System with the Biriktiren Gelecek Planı and take advantage of the 25-percent state contribution along with special fund diversity!
The broad portfolio of funds in the Biriktiren Gelecek Planı will allow you to evaluate your savings as you please. If you wish to benefit from fund diversity in investing for your future, the Biriktiren Gelecek Planı is just for you!
Minimum Contribution: The minimum monthly contribution which we recommend you payregularly is TL170.
Payment period and payment methods: You can pay your contributions every month, every three months, every six months, or every year depending upon your preference. You can give instructions to your bank branch for regular payments or pay on your credit card.
Entrance fee: : In the Biriktiren Gelecek Planı, your entrance fee will be totally deffered. The deffered part will be calculated on basis of how long the plan has been in the system. The deferred entrance fee will be collected in only the first 5 years if the early withdrawal occurs. The total amount of deductions can be made in the first 5 years of the contract as 8,5% of monthly gross minimum wage for each year. When early withdrawal occurs, administrative fees that have been charged are removed from this amount. The remaining amount will be charged as deferred entrance fee.
Allocation fee:The deduction for administrative expenses will be taken over the accumulation of your contract during the first 5 years. It is determined as 8,5% of monthly gross minimum wage for each year. The total amount will be charged in the first year. In the range of the second and fifth years, these amounts will be charged on monthly basis.
Premium Holiday: In the event of a suspension of the pension contract, an additional deduction for administrative expenses may be collected for the duration of the suspension up to the maximum limit determined by the Under secretariat of the Treasury out of the principal amount accumulated. The said deduction is set at TL 2 for each full month, but this amount is not taken in this plan. Should the suspension last longer than one year, the fixed costs associated with the private pension account paid by our company to the Pension Monitoring Center will be deducted from the principal amount accumulated.
The Biriktiren Gelecek Planı is the private pension plan number 158 of AvivaSA Pension and Life.